Binance USD (USD) is a stable coin issued by the regulated Paxos platform with the support of the Binance cryptocurrency exchange. It is pegged to the US dollar and backed by real currency in bank accounts, which is confirmed by monthly checks. Binance USD is one of the few digital currencies approved by the NYDFS (New York State Financial Services Authority).

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Binance Will Update the Calculation Method of Daily BNB Holdings for Margin Accounts
https://www.binance.com/en/support/articles/360037986091

Binance Will Update the Calculation Method of Daily BNB Holdings for Margin Accounts.