Binance USD (USD) is a stable coin issued by the regulated Paxos platform with the support of the Binance cryptocurrency exchange. It is pegged to the US dollar and backed by real currency in bank accounts, which is confirmed by monthly checks. Binance USD is one of the few digital currencies approved by the NYDFS (New York State Financial Services Authority).

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Binance Loans Adds XRP & ZEN as Borrowable Assets
https://www.binance.com/en/support/announcement/17a4bf04480d40c5983b873e14d27311

Binance Loans Adds XRP & ZEN as Borrowable Assets.