Binance USD (USD) is a stable coin issued by the regulated Paxos platform with the support of the Binance cryptocurrency exchange. It is pegged to the US dollar and backed by real currency in bank accounts, which is confirmed by monthly checks. Binance USD is one of the few digital currencies approved by the NYDFS (New York State Financial Services Authority).

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Binance Lending Has Been Renamed to Binance Savings
https://binance.zendesk.com/hc/en-us/articles/360042064691

Binance Lending Has Been Renamed to Binance Savings.